Loan, SIP and deposit calculators that show their working.
PaisaCalc: 6 tools, each with its formula and a worked example.
Loans
- EMI calculatorMonthly EMI, total interest and the year-by-year table for any loan.
- Home loan EMI calculatorEMI for a home loan up to 30 years, and what a shorter tenure saves.
- Car loan EMI calculatorEMI for a new or used car loan, and how to read a dealer's finance quote.
- Two-wheeler (bike) loan EMI calculatorEMI on a bike or scooter loan, and what a bigger down payment saves.
- Personal loan EMI calculatorEMI on an unsecured personal loan, and how a bank's offer compares with an app's.
Saving and investing
- SIP calculatorWhat a monthly SIP grows to, with a yearly step-up if you want one.
- FD and RD calculatorMaturity of a fixed or recurring deposit, compounded the way banks do it.
- Compound interest calculatorGrowth of a lump sum at compound interest, against simple interest.
- SWP calculator: monthly withdrawals from a lump sumHow long a corpus lasts on fixed monthly withdrawals, year by year.
Tax
About these calculators
PaisaCalc is a small set of money calculators for India. Each one takes the numbers you have (a loan amount and rate, a monthly SIP, a fixed deposit) and gives you the answer a bank or an app would give, with the formula written out underneath so you can check it yourself.
The calculators run in your browser. Nothing you type is sent anywhere. There is no login, no app to install and no advice for sale: the pages tell you how the arithmetic works and leave the decision to you.
Rates are never assumed for you. Where a bank, a fund or the government sets a number, you type the one that applies to you, from your own document. That keeps the result honest when rates change, which they do.
Who makes this
PaisaCalc is written and kept by ABSU Mobilities, Hyderabad. Every tool page says how it calculates, shows a worked example, and lists its sources with the date they were read. If a number looks wrong, tell us.